True Financial Wisdom

Submitted by admin on Tue, 01/26/2010 - 17:50
in

The global financial crisis, originating from the US sub-prime mortgage market crisis, has led to a permanent reconfiguration of the global market landscape. This shift, and its resulting slowdown in the global and South African economy, is happening at a corporate as well as at an individual level. With no immediate clarity and consensus on the real state of affairs and the probability of a quick recovery looking remote, many individuals are being confronted with a re-evaluation of their attitude towards money. A deep sense of insecurity and panic caused by personal financial strains and setbacks are causing people to reflect on the importance of money in their lives and the motives with which they accumulate wealth.
 
In his book You and Your Money, Alvin Hall makes the point that our relationship with money permeates every aspect of our lives and affects every relationship that we have in some way or another. These relationships suggest that money is a topic that involves emotions. Money is not a neutral force and its ability to stir emotions provides some explanation for why greed and fear are the two main motives for actions of humans during the peaks and troughs of the financial market cycle. Gaining control over our emotions, and therefore our actions, requires that the rational (IQ) and emotional (EQ) parts of our brain operate in a balanced and more controlled manner. Our intellectual abilties, however, have their limits in solving problems caused by irrational financial market behaviour. In the same way our emotional ability to cope with wave after wave of negative market news and predictions for the future, reduces our sense of general wellbeing and the ability to make rational decisions.
 
Fortunately, every human has the ability to find true meaning and adjust the moral compass of their life. Our spiritual intelligence (SQ) allows us to ask questions about the way we think and feel about money and other aspects of our life. This reflective capability harnesses our knowledge and personal life experience and causes our financial wisdom to grow with time. True financial wisdom allows us to develop sound values and motives in which money becomes a means to a life of eternal significance rather than a symbol of temporary success.

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